How does the private mortgage sector work?

Navigating the Private (Secondary) Mortgage Sector is definitely not the same and/or as common as the Primary Mortgage Market. There is very few in the real estate industry that specializes in this arena efficiently.

In the private industry, cash flow specialists are not originating mortgages and dealing with banks and lenders to get you the lowest interest rate possible. Nor are they purchasing real estate in the traditional sense. They are brokering mortgages from existing owner-financed mortgage holders who “need” or “desire” cash immediately.

These opportunities are attractive to investors that want the high yield, minimal overhead and monthly income stream. There is an additional advantageous security, due to the fact that the investment is secured by real estate.

If you wish to sell your mortgage note for a lump sum of cash, please feel free to click links at the top of this page to learn how easy it is to convert paper to cash.

What Option?

The option of funding an education, paying bills, family vacation, medical emergency, divorce division/fees, investments for futher securing your future financially, all very good reasons for requiring a lump sum of money.

Many Americans are not aware of this option. The option of selling your private cash flow instrument allows an investor to purchase your future payments for cash today. This process usually takes 2 to 3 weeks, assuming nothing unusual sufaces in the process.

The typical problem many Americans face today.

Many Americans feel that they are stuck in the collection process of a private mortgage, that that they never wanted in the first place. Monies from the purchase of a real estate or small business sale, that trickle in over time (in the form of a promissory note), on a monthly basis is not what Mr. & Mrs. Seller had in mind at that time. They really wanted a large lump sum at closing. They need a large amount of money for bills, medical expenses, down payment on their next real estate purchase, or investments to name a few.

The main reason they sold that property was to receive their funds, not "carry back" or "hold paper". Most scenarios show that, seller(s) were required to hold paper in order to finally sell that property that has been sitting on the market for so long (a sellers worst nightmare), due market conditions or an inflexible sales price. If you fall in this category you have a creative financial solution at your finger tips. Receive your free note, settlement or business invoice quote online for free, by clicking the link at the top right of this page.